Ground Up Construction Loans

Efficient Financing for New Builds

Woodland Funds offers comprehensive ground-up construction loan financing tailored to builders. Our sensible and straightforward lending approach ensures fast funding and perfectly suits a fast-paced market.

Residential Ground-Up Construction

  • Property Types: 1-4 Units
  • Loan Amount: $50,000 – $5,000,000
  • Maximum Loan to Cost:
    • Up to 75% of the lower land value or purchase price/60% if unpermitted, plus 100% of construction costs
  • LTC Catch-Up Draw: Raises initial advance to 75% upon approval of required plans/permits post-closing
  • Maximum Loan to Cost Total: 80%
  • Max Loan to ARV: 70%
  • Term Length: 12 months, up to 18 months at Lender Discretion
  • Recourse: Full recourse only

Got a Question?


A Ground-up Construction Loan provides financing for builders aiming to construct new residential properties from scratch. Woodland Funds uses a straightforward, practical approach to ensure builders receive the necessary funds to prepare properties for sale.

Our program is specifically for real estate investors and builders interested in developing new residential projects from the ground up.

We finance new construction projects for residential properties with 1-4 units, providing comprehensive funding for land acquisition and construction costs.

A bridge loan is a short-term financing solution that provides quick liquidity for real estate transactions until permanent financing is secured.

Contact Woodland Funds today to explore how our fast-track funding solutions can accelerate your ground-up projects and propel your real estate investment goals forward.